MUTUAL FUND

MUTUAL FUND

May 04, 2024

 

MUTUAL FUNDS :-

Mutual Funds can be defined as money pooled by a large number of people (Investors) having one common investment objective. The money collected under the scheme, usually run by an asset management company, is then invested in equities, bonds, money market instruments, and other securities by professional fund managers of the Mutual Funds. The portion of holding of the fund is provided as ‘Units’ to each investor in proportion to the amount invested by them. The income generated from the scheme is distributed among all the investors in proportion to their investment, by calculating Net Asset Value or NAV.

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FIXED DEPOSIT

FIXED DEPOSIT

May 04, 2024

 

FIXED DEPOSIT :-

Fixed Deposit is a type of investment in which an individual invests a lump sum amount for a specific period of time with a bank. The amount deposited in the FD earns interest at a fixed rate which is set at the time of the account opening.

We deal in top bank, NBFC, corporate fixed deposit etc.. 

"IF customer invest in RAMDEV FINANCE as a name of fixed deposit so we give best flat fixed interest rate per year."

EXAMPLE :-

1 YEAR FIXED DEPOSIT -- FLAT 7% PER ANNUM.

2 YEAR FIXED DEPOSIT -- FLAT 8% PER ANNUM.

3 YEAR FIXED DEPOSIT -- FLAT 9% PER ANNUM.

5 YEAR FIXED DEPOSIT -- FLAT 12% PER ANNUM.

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GOLD BUY/SALE

GOLD BUY/SALE

May 04, 2024

 

BUYING AND SELLING GOLD :-

Many, if not most, Indian households own gold in some form or the other. Traditionally, Indians have bought gold as a way of saving for a rainy day or their important financial goals. Therefore, buying gold is seen as a financial support system.

"In the end, Selling gold without a bill is possible but with some limitations. So it's better to have a receipt of your gold. RAMDEV FINANCE is a trusted gold buyer & seller who can help you sell your gold without a bill with best rate compared to local and branded jewellers for just one proof of identification."

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GOLD LOAN

GOLD LOAN

May 04, 2024

 

GOLD LOAN :-

What is gold loan: A gold loan is a type of secured loan, where individuals borrow money by pledging their gold as collateral. The lender determines the loan amount based on the gold's value. It provides quick access to funds without extensive documentation, offering lower interest rates due to the collateral.

We start gold loan at just of 1% per month, depends upon loan amount, gold purity, loan term, and customer repayment capacity.

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GENERAL INSURANCE

GENERAL INSURANCE

May 04, 2024

 

GENERAL INSURANCE :-

General insurance is an agreement between a policyholder and insurer wherein the insurance company protects your valuable assets from fire, theft, burglary, or any other unfortunate accident. Often, general insurance is confused with life insurance.

General insurance basically like, car insurance, bike insurance, commercial vehicle insurance, marine insurance, travel insurance, etc..

"We deal in all top general insurance company in india like, SBI GENERAL, ICICI LOMBARD, CHOLA MS, RELIANCE GENERAL, BAJAJ ALLIANZ, HDFC ERGO, etc..."

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HEALTH INSURANCE

HEALTH INSURANCE

May 04, 2024

 

HEALTH INSURANCE :-

Meaning & Definition:- Health insurance offers you financial security when you're ill or hurt, giving you and your loved ones peace of mind and stability. Choosing the right plan means considering factors like coverage amount, in-network hospitals, policy details, additional benefits, and exclusions.

"We deal in all top Health insurance company in india like, STAR HEALTH, NIVA BUPA, MANIPAL CIGNA, CARE, HDFC ERGO, SBI GENERAL, KOTAK GENERAL, L&T GENERAL, LIBERTY GENERAL, ADITYA BIRLA HEALTH, DIGIT, etc...  "

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LIFE INSURANCE

LIFE INSURANCE

May 04, 2024

 

LIFE INSURANCE - MEANING :-Life Insurance can be defined as a contract between an insurance policy holder and an insurance company, where the insurer promises to pay a sum of money in exchange for a premium, upon the death of an insured person or after a set period.

There are many types of plan available like, Term plan, Guaranteed return plan, Unit linked insurance plan, retirement plan, Child education plan, Future investment plan etc..

"We deal in all types of product in all top insurance company in india. Like, LIC, MAX LIFE, TATA AIA, HDFC LIFE, ICICI PRUDENTIAL, RELIANCE, AVIVA, BAJAJ ALLIANZ, KOTAK LIFE, SBI LIFE, ADITYA BIRLA etc...."

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Real Estate Advisory

Real Estate Advisory

January 31, 2023

 

RAMDEV FINANCE is a Mumbai based real estate consulting firm. We, as a real estate

advisor, provide best services to our clients for residential, commercial and

land projects. The quality services we provide help build trust and

confidence and solve their toughest issues from real estate market.

Through our professional real estate consultancy services, we help clients

range from a single asset to a large portfolio of multiple assets.

We offer real estate consulting advisory services dedicated to offering

integrated real estate solutions to investors, corporates and property

owners.

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Working Capital

Working Capital

January 31, 2023

Every business requires working capital and working capital means the

funds required to carry out the tasks of daily business which may include

rent, salary, raw materials, upgrade technology, maintain cash flow, pay

utility bills, and other expenses required for the business.

UNITED FINANCIAL SERVICES provide working capital finance service in Mumbai and offer

professional working capital solutions. We offer working capital advisory

services, working capital against work order, working capital term loan and

during the period ensure a pleasant experience throughout your borrowing

journey.

 

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Construction Finance

Construction Finance

January 31, 2023

 

Real Estate is a rapidly developing business in India and this business

segment required finance for residential as well as commercial projects.

Many banking and non-banking are now offering construction Finance

Loans for New Construction.

UNITED FINANCIAL SERVICES helps to get project finance to Builders & Developers through banks

and financial institutions.

How UNITED FINANCIAL SERVICES helps for Construction Finance Loan?

• We cover residential as well as to the commercial properties’

construction.

• Project Report preparation.

• Wide range of the lenders.

• Customised solution to your financial requirement.

• Best in industry ROI.

• Expert helps to select the right lender.

• Fully Transparent Process.

• Hassle Free Disbursement.

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Loan Against Property

Loan Against Property

January 31, 2023

 

Mumbai is the financial and commercial capital of India which keeps the

value of the real estate market constantly rising, and in such places your

property can be used for your financial needs.

If you are in need for urgent funds then we help you get the loan against

property in Mumbai, Thane at low interest rates. Get quick and hassle-free

loan on property mortgage with minimal documentation.

Finance / Loan against property is the best financial product to raise funds

that can be used for personal and business use. This includes residential,

commercial and industrial properties through which you can avail loan

against property without income proof.

1. General economic needs

At times in life there may be financial need such as renovation of property,

higher studies and travel expenses etc. And in that case, you can get rid of

your problem with this.

2. Business expansion

There is a huge financial need to expand the business and you can easily

get the required amount by mortgaging your property.

3. For immediate working capital requirement

If you have land and you need money to build a house on it, then you can

choose a house construction loan.

4. Buying commercial pProperty

With a loan on your existing property you can start a new business or

prosper by buying a commercial property.

5. Investment in machinery and technology

Investment in machinery, equipment and technology is essential for the

growth of any business and your assets can be useful in times of great

need.

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Home Loan

Home Loan

January 31, 2023

 

A housing loan/home loan is usually taken for purchase, construction, or renovation of a property. The property remains with the lender as security for the duration of the loan. Interest rates on home loans are fixed or floating. UNITED FINANCIAL SERVICES is a home loan professional who offers you the best home loan rates in Mumbai at low home loan interest rates, fast home loan approval. We are a home loan UNITED FINANCIAL SERVICES in Mumbai for affordable housing loans in Mumbai & Than

You can take out a home loan for reasons like:

Buy a House

The most common type of loan to buy house is a mortgage property until you repay the loan.

House construction

If you have land and you need money to build a house on it, then you can choose a house construction loan.

Expansion of the house

If you already have a home, and want to expand it, you can choose this option.

Home renovation

Home renovation loan is best suited for improving and upgrading existing homes

for a better life.

Land purchase

Loan to purchase land is designed to facilitate the purchase of land/plots.

Balance transfer

Home Loan Balance Transfer lets you transfer your high interest rate loan to a

low interest rate bank or financial institution to reduce your EMI burden.

Steps To Get Home Loan

• Fill out and submit a home loan application.

• Submit the required documents for further processing.

• Pay the home loan processing fee.

• Your home loan application and documents will be examined and verified.

• Your home loan application will be sent for approval or approval.

• Your lender will visit the property you want to purchase for legal

inspection.

• After approval, your home loan amount will be disbursed by check.

How To Loan Eligibility Criteria

The basic home loan eligibility criteria are as follows:

Age

• Salary Person - 21 years to 58 years

• Self-employed persons - 25 years to 65 years

Employment

• Salary Person - At least 2 to 3 years proof of working in a private or

public limited company

• Self-employed person - Proof of having at least 3 years in the current

business

Income

• Salary Person - Minimum Rs. 20,000 per month

• Self-employed persons - Minimum Rs. 250,000 per year

Credit score

• Generally, a credit score of 750 is considered a good score for home

loan approval

Other eligibility criteria

• Must have resided in the city of residence for at least 3 years.

• NRIs can be made only through normal banking channels or by

sending NRIs from abroad through this account.

• If you are a salaried professional, your monthly EMI can be

considered against a loan of about 40% of your monthly gross

income.

• Make sure your credit history is not bad before applying for a home

loan.

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